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PENJANA Scheme

Are you ready to go digital?

Introduction

Productivity and Efficiency Joint-Funding for Digital Adoption (PENJANA) Scheme aims to encourage the adoption of digital solutions by MSMEs through financial funding to a portion of the solutions total cost.

With the adoption of digital solutions, it is hoped that MSMEs would be able to scale their businesses, reduce operating cost and improve productivity managing her resources efficiently.

Objectives

Boost digital adoption among MSMEs

by assessing their readiness to adopt digital solutions in their businesses to improve productivity and innovate further.

Enable their business operations with digital capabilities

to achieve internal efficiencies, cost reductions and better service offerings to stay competitive in the digital economy.

Who can apply?

Businesses that are 100% locally owned by Brunei citizens or permanent residents. 

Businesses categorised as Micro, Small and Medium Enterprises (MSMEs).

Business must be active and fully operational for at least two years.

Funding Support 

AITI will provide funding support for the local MSMEs in the form of subsidised subscription fees. The applicant may choose from list of pre-approved solution package as listed by AITI. The amount of funding is based on the Annual Turnover1 of the business, with funding cap of B$5,000 for each MSME, as follow: 

MSME’s Average Annual Turnover 

AITI Funding 

Above B$100,000 

50% of total annual cost 

B$50,000.10 – B$100,000 

60% of total annual cost 

Up to B$50,000 

70% of total annual cost 

The funding will only be made available for one year. 

Example Illustration 

For Point of Sale Digital Solution for standard or basic package costing B$2000: 

MSME’s Average Annual Turnover 

Standard or Basic Package 

AITI Funding 

Cost to MSME 

Above B$100,000 

B$1,000 (50%) 

B$1,000 (50%) 

B$50,000.10 – B$100,000 

B$1,200 (60%) 

B$800 (40%) 

Up to B$50,000 

B$1,400 (70%) 

B$600 (30%) 

1 Annual Turnover is defined as the total sales for a period of one (1) year. 

Note: Annual Turnover is not the same as profit. Profit is the amount of turnover remaining after all business expenses have been deducted. In comparison, turnover is generally the gross amount of income received by the business. 

Digital Solutions 

Currently, there are two digital solution categories offered: 

Digital Point of Sale (POS) 

Digital Point of Sales (POS) solution offers an end-to-end POS Solution to record sales entry, maintain customer relations, upkeep inventory and provide sales report and analysis for both stand-alone and multi-outlets operations. 

Solution 

Company 

Email 

Kedai.POS 360 

TechBru Solutions 

Marhani.rahimi@techbrusolution.com 

Cendana eRetail + POS 

Dynamik Technologies 

khairul.zulkofli@dynamiktechnologies.com.bn 

cendana@dynamiktechnologies.com.bn 

WEBPOS system v2 

DalPlus 

sales@dalplus.com & alfred@dalplus.com 

E-Commerce Solutions 

E-commerce solutions enable users to enhance their online presence through online e-commerce website with content management, online leads analysis and online transaction management capabilities. 

Solution 

Company 

Email 

Cendana eRetail + e-Commerce 

Dynamik Technologies 

khairul.zulkofli@dynamiktechnologies.com.bn 

cendana@dynamiktechnologies.com.bn 

AITI plans to offer more categories of digital solutions and invite other companies to participate in PENJANA Scheme as part of the selected pre-approved digital solutions providers. 

Documents 

PENJANA Application Form

Download

PENJANA Guidebook

Download

PENJANA Terms and Conditions

Download
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